Victoria’s Secret Angel Credit Card Review– Is It Worth It?
The Victoria’s Secret Angel Credit Card review sheds more light on the variety of perks, shopping rewards, annual birthday presents, no annual fees and free shipping on qualified orders offers by the card.
What’s Good About Victoria’s Secret Angel Credit Card?
Avid Victoria’s Secret shoppers, now have a credit card that offers them a tiered rewards system.
How the tiered rewards system work;
Cardholders in the first two tiers –Angel Card and Angel VIP – earn and enjoy a $10 Angel Reward certificate for every 250 points they earned.
Cardholders who are in the highest rewards tier – Angel Forever – earn a $15 Angel Reward certificate for every 250 points they earned.
All cardholders earn one point for every $1 spent at victoriassecret.com and all of Victoria’s Secret and PINK stores in the U.S.
All cardholders start at the Angel Card level, but once you spend up to $250 in rolling in a period of 12-month with the Angel or Angel VIP card, you automatically upgrade to the Angel Forever credit card.
To those who regularly shop at Victoria’s Secret and regularly spend more than $250 per year, the Angel Card could be a good avenue of getting rewarded for shopping.
What’s Good About Victoria’s Secret Angel Credit Card?
- Charges no annual fee
- Offers cardholders annual birthday gift, triple points on bras as well as free shipping on qualified orders.
- Cardholders earn one point for every $1 spent at U.S. Victoria’s Secret or PINK stores or at victoriassecret.com.
- Based on your tier status, you can earn a $10 or $15 Angel Reward certificate for every 250 points earned (with no maximum).
What’s not so Good About Victoria’s Secret Angel Credit Card?
- The Victoria’s Secret Angel Credit Card can only be used at U.S. Victoria’s Secret and PINK, victoriassecret.com, and in-store at Bath & Body Works.
- Points earned expire 12 months from the date they are earned, and Angel Rewards expire 90 days from the date they are issued.
- Reward points can only be earned at Victoria’s Secret and PINK stores as well as at victoriassecret.com.
- There’s a high variable purchase APR of 27.24% and penalty fees.
What’s the Victoria’s Secret Credit Card Best For?
The Victoria’s Secret Angel Credit will come off as a great choice if you are a local Victoria’s Secret shopper who tends to spend more than $250 in-store per year.
This is because you are to earn at least $20 of rewards from the annual birthday gift and Angel Rewards certificate. If you are a frequent Victoria’s Secret shopper and are dedicated to making timely balance payment and in full each month, then you may find the Victoria’s Secret Angel Credit Card very useful.
Note, if you care about flexibility or you have other card-benefit priorities, then you might be better off with a more versatile store credit card or general cash back credit card.
The Victoria’s Secret Angel Credit Card is actually worth it for those who regularly shop at Victoria’s Secret brand stores.
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