What is a Keyword?

Having your page rank, is a function of a good keyword, and since you want your page to rank with good traffic, it is important you ask this one important question, what is a keyword?

What is a Keyword

A keyword is a focus word, which can be either singular words or complex phrases that are used on the web to grab the needed organic search traffic. Keywords come in handy when it is effectively researched and optimized to lead the target audience to search for and find the appropriate content on your website.

What is Keyword Optimization

Otherwise known as keyword research, keyword optimization means researching, analyzing and choosing the best keywords suitable for a particular page or post, in a bid to target and drive qualified traffic from search engines to your website.

Importance of Keywords

Keywords act as a clue for Google when ranking your page, to know the words that are important, as well as those that are not. With keywords, Google, as well as other search engines know what the page, is all about. Thus when writing your content, use more of your keyword for that particular content to help Google understand better what your page is all about.

With keywords, you help your visitors and potential clients to arrive at your website, when using a particular search term or key phrase.

Keywords attracts the visitors you want, which can result in the overall increase in your business.

Using Keywords on your pages and posts

It is very important to know how to use the right keywords for your post and pages because this is the bedrock in which your page or posts ranks and gets noticed or leaves you grappling for visitors.

To achieve a great result, when it comes to using a good keyword, make your content easy to read and understand. This can be achieved, by using keywords in your text even though it is advised that you don’t over-optimize. Let your keywords be well distributed across your text, and avoid the error of boxing all your key phrase in the first paragraph.

Spread your words across your page or post, use your keyword in a heading or a couple of subheadings, based on the length of your page or post. Ensure also that you make your keyword your page title/heading, subheadings, based on the length of your page or post. Don’t forget to also factor it into your page title, first paragraph, as well as your meta description.

from WordPress https://ift.tt/2Ju705j

Proton VPN – ProtonVPN Review

Proton VPN, is high-grade advanced security from the ProtonMailpeople. Although this invention has some issues, the unlimited bandwidth free plan, capable clients and (mostly) decent speeds make it stand out from amongst the rest. It is fast in most locations, has a free plan with unlimited bandwidth, unblocks Netflix and has quality mobile clients.

Proton VPN is an interesting Swiss-based VPN linked to the people behind ProtonMail, which is the well known end-to-end encrypted email service.

Even though the company has a relatively small network of 464 servers (some providers have thousands), it is well spread across 35 countries. It has most of its servers across Europe and North America, with locations also in Australia, Brazil, Hong Kong, India, Japan, New Zealand, South Africa, South Korea, etc.

ProtonVPN Subscription Options

12-month plan – US$4 per month (US$48 total cost).

The ProtonVPN plan can be yours for $10 billed monthly, $8 per month paid annually, which delivers all the features stated here, and covers five devices. There’s also the option of getting capable VPNs for much less (Private Internet) Access for just $3.33 monthly on an annual plan.

There are also some other cheaper options offered by the company. But note that the basic plan won’t give you access to the premium servers, won’t stream Netflix, can’t route traffic through multiple servers, and can only support two devices a goes for just $4 per month on an annual subscription

The free plan covers only one device and offers you access to only three countries (US, Netherlands, Japan). You can use the ProtonVPN Free as much as you desire.

What’s Good About ProtonVPN?

Owns and manages its own servers, and they’re connected to the Internet using the company’s network.

A smart technology that routes traffic via multiple servers before it leaves the network. This implies that even high-tech snoopers monitoring an exit server can’t trace individual users.

It has a friendly P2P-friendly service, which supports up to 10 devices.

There are a kill switch, DNS leak protection and built-in Tor support ideal for accessing Onion sites.

A versatile split tunneling system that routes all internet traffic via the VPN, other than the apps and destination IPs you define.

Now has native apps for Windows, Android, Mac, and iOS to allow using ProtonVPN almost anywhere.

Disk encryption to harden servers against sophisticated attacks.

A firewall-based kill switch for macOS, and the ability to stream Netflix UK from just anywhere around the globe.

What’s not so Good?

It’s a bit expensive for what you get.

Speeds can be inconsistent in the U.S.

It does not unblock the iPlayer.

Has no live chat support.

ProtonVPN Lastest Changes & Additions

The Android app now supports OpenVPN (January 2020)

Kill Switch has been added for Linux clients. (January 2020)

The number of servers and countries increased to 698 and 44, respectively. (February 2020)

All ProtonVPN apps are now open source and have been audited (February 2020).

Privacy

When it comes to privacy, ProtonVPN’s Swiss home offers an immediate privacy advantage over most competitors. This is due to the fact that the country has very strong privacy laws, is outside of US and EU jurisdiction, and is not a member of the 14 eyes surveillance network.

The logging policy of the company is clearly stated on its website; “ProtonVPN is a no logs VPN service. The company does not track a record of your internet activity, and therefore unable to disclose information to third parties.

When it comes to session logging, that is almost non-existent. The timestamp of the last successful login attempt is stored by the company, and that’s basically it. When next you want to log in, it is overwritten, thus it only ever reflects the last session.

When you sign up, ProtonVPN links your account with an email address, note that this address can be whatever you like. Itis advised by the company that you use ProtonMail if you’d rather remain completely anonymous.

If you sign up for the free plan, you won’t have to provide any payment details. If you want another option, you can decide to pay using Bitcoin. If you happen to use PayPal or a credit card, the payments get processed by a third party, and ProtonVPN doesn’t get to see your billing details.

The Transparency Report or Warrant Canary’ page, reports on ‘notable legal requests’ as well as what happened.

from WordPress https://ift.tt/2UuyVs5

How to Calculate a Regression Line

How to calculate a regression line in statistics can only be possible if the scatterplot of the two variables shows a linear pattern and correlation between the variables is very strong. But what is a regression line?

A regression line is simply a single line that suits the data. You can determine the best line in terms of having the smallest overall distance from the line to the points. However, the great statistics referred to this technique for finding the best-fitting line a simple linear regression analysis using the least square method.   

However, the formula for the regression line is y=mx+b, therefore m is the slope of the line and b is the y-intercept. You can as well make use of this in algebra but statistics lie more on a line. The line is a proof which the data lie assuming a strong linear pattern exists.

Tips

• Thus; the slope of a line is the change in Y over the change in X. For example, a slope of 10/3

This simply means that as the value of x increases by 3 units, the value of y moves up by 10 units on average.

• Note that the value of the y-intercept is the value on the y-axis where the line crosses. For instance; in the equation y=3x-6, thus, the line that crosses the y-axis at the value b= -6. Therefore, the coordinates of this point are (0, 6). This is because the line crosses the y-axis, and then the x-value will always be 0.

Having a rethink over and over again just to find from the different lines to see the one that best fits in will not accurately give you the result. There are formulas that can be used to calculate the y-intercept over a distinct slope.

• The mean of the x values  =
• The mean of their values  =
• The standard deviation of the x values (denoted s_x)
• The standard deviation of the y values (denoted s_y)
• The correlation between X and Y (denoted r)

How to find the slope of a regression line

The formula to find slope, m, of the best fitting line is

Therefore, r is the correlation between X and Y, while the s_x and s_{y is the standard deviations of the x-values and the y-values respectively.}  Now to get the result of the slope, you can simply divide s_y by s_x and multiply the result by r

N/B: the slope of the best-fitting line can also be a negative number because the correlation can be a negative number. This indicates that the slope is going downhill.

Also, note that the correlation and the slope of the best-fittings line are not the same. The formula for slope bears the correlation and attaches units to it.

How to find the y-intercept of a regression line

The formula for the y-intercept, (b) of the best-fitting line is

Where m is the slope.

To calculate the y-intercept, b, of the best-fitting line, you have to start by finding the slope, m, of the best-fitting line using the above steps. Then after, to find the y-intercept, you multiply m by () fig 1

Note: always calculate the slope before you get to the y-intercept. This is because the y-intercept formula will require you multiple the slope by the above equation. Fig 1

from WordPress https://ift.tt/2UTg74O

Microsoft Project Review – Tutorial For Microsoft Project

Microsoft Project is one of the latest centuries inventions of clever resource assignment features combined with a powerful interface. It is a powerful project management solution armed with project budget forecasting, cloud computing on-premise variants, Advanced Gantt charts as well as detailed tasks descriptions.

Even though Microsoft Project cloud version is quite expensive for large teams and also lacks a decent mobile application, and is not the most user-friendly project management solution you can find out there, it still stands as one of the more advanced project management platforms available today.

What’s Good About Microsoft Project?

Microsoft Project features cutting-edge technologies that enable you to identify the best way to schedule projects and find optimal solutions for distributing workloads across your team.

It comes with a customizable Gantt chart, which enables you to visualize project workflows and resources.

A clear example of this is the high-level project budgeting toolkit which comes with the platform. Through the budgeting toolkit, you can do “Earned Value” calculations that return estimated cost and return figures for a proposed project. This is an excellent feature that can help you strategize about which you can take on.

It helps you stay updated on all the work carried out throughout your organization by tracking tasks assigned to specific people and general goals that must be met. You can also supervise resources.

For those who are experienced project managers, Microsoft Project system can be taken to the next level with interactive dashboards that communicate the current status of your projects, which requires some programming skills and a separate subscription to Microsoft Power BI.

Plans & Pricing

If you are accessing Microsoft Project software via Microsoft Project cloud-based solution, it can be accessed through three different subscription packages namely; Project Plan 1, Project Plan 3, and Project Plan 5. These plans vary in price ranging from $10 – $55 monthly, and all are billed annually.

Now, note that all three subscriptions collaborate and help you organize your workflow via Gantt charts. Thus, no matter the plan you settle for, you’ll be able to use grid and board views to arrange the different tasks you and your team are responsible for.

Note, that Project Plan 1, can only be used as a browser-based application while Plan 3 and Plan 5, is accompanied by a downloadable desktop client. On the other hand, you may need to upgrade to Project Plan 3, if you want to be able to assign specific resources to different tasks, or if you need access to reporting and timesheet functions.

For experienced project managers who need to model project proposals and compare them to key business metrics, Project Plan 5 will come in more handy. The top tier Microsoft Project subscription supports demand management, enabling users, create a standardized way to evaluate project ideas from your colleagues.

You can also sign up for Microsoft 365 subscription to access the cloud-based version of Microsoft Project, which allows you to access Microsoft Project Online.

On-Premise Versions

You can also opt to pay for a one-time license rather than sign up to a rolling subscription plan. This you can do by going for an on-premise version of Microsoft Project instead. They come in 3 categories namely; Project Standard 2019, Project Professional 2019, and Project Server.

The cost for the first two is $620 and $1,030 respectively although you’ll have to request a quote directly from Microsoft if you are interested in purchasing Project Server.

The three on-premise versions of Microsoft Project are ideal for installation on a single PC at a time. Even though it lacks the collaborative features of the Cloud Microsoft Project editions, Project Professional supports synching with Project Online while Project Server has cutting edge optimization tools.

With loads, if exciting features and a few downsides, Microsoft Project still remains an excellent project management tool crafted for experienced professionals.

from WordPress https://ift.tt/2wRNRYl

How to make a Tassel out of Yarn

Yarn tassel actually adds some level of beauty to your clothing, Halloween costumes, for home décor and so on. How to make a tassel out of yarn simply means the steps to make yarn tassel. What is a tassel?

Tassel

A tassel is a bell-like bunch of entangled threads onto which at one end protrudes a cord on which the tassel is hung. It is designed to have some part of dangling threads and on the other side, have loose. Often time, the tassel is used for decoration of garment along the bottom and also in curtains making.

To some, the tassel is a kind of bur used in dressing cloth, a tin plate of gold on the back of a bishop’s gloves. A narrow silk ribbon placed in-between books as it is sewed to the book.

Tassel is a finishing feature in fabric and in clothing decoration. It is most in use by the Jew.  This is because it is more like an ornament.

Yarn tassel

Yarn tassel is a way of adding a finishing beauty touch to knitting and crochet projects. Within a short period, yarn tassels can effect an attractive touch to your clothing. Below are the simple steps to making a smooth nice tassel.

1. Wrap yarn around the cardboard. Continue wrapping until you get to a sizeable value of what you want.
2. With tapestry needle, you can slip the piece of yarn of approximately 12 to 18 long between the wrapped yarn and the cardboard and then tie a tight knot.
3. Cut ends of yarn and remove from cardboard.
4. Cut an additional piece of yarn of about 6 to 8 long and then tie around the top of the tassel.
5. Trim or shape the ends of the tassel equally.
6. Attach it to the work (Dress, curtains, etc.

The material used in making a Yarn Tassel

• Yarn scraps
• Postcards or cardboard as much as your desired length of the tassel.
• Scissors
• Crochet hook or tapestry needle
• Sometimes, wooden beads. (If you desire to use).

Note: while making the wrap of yarn, the more you wrap will determine the size of the tassel. So you can wrap the yarn over and over again.

from WordPress https://ift.tt/3axED2f

Mixed Martial Arts Fighting Styles – Martial Arts for Kids

Martial arts are all about fighting styles. They are a group of codified systems and patterns on which numbers of combat are practice for various reasons such as self-defense (military and law enforcement application), competition (physical, mental, and spiritual development), and entertainment or showcase of tangible cultural heritage.

Originally, martial arts were referred to as combat in the early 1550s as a correlation of fighting arts of East Asia. The word was derived from Latin and equally means- Arts of Mars – the Roman god of war.

Mixed martial art –MMA is a group of fighting styles which can be a mix of fighting discipline. Thus, some of these styles that have made it a mixed martial art include:

• Brazilian Jiu-jitsu: however, the use of the guard position techniques, joint locks, chokes, and compression lock which is a part in submission holds, all came from Brazilian Jiu-jitsu.
• Collegiate Wrestling: the use of clinches and takedown is a skill that is initiated in mixed martial arts from Collegiate Wresting. This has really helped in martial art.
• Muay Thai: this skill involves kicks, generally referred to as knee-and-elbow moves. This is an attribute introduced to mixed martial arts from Muay Thai. Muay Thai- an art of eight limbs, as the hands, elbows, shins, and knees are extensively in use.
• Submission wrestling: plays the part of position flow and submission combinations. However, the head and the arms hold and other mounts are attributes of submission wrestling to MMA.
• Judo: all the hip toss and other throws are all attributes of judo in Mixed Martial Art MMA
• Western Boxing: all the attempts of strike used in MMA such as the jab, uppercut, cross, and hook, are all attributed to western boxing. This is the commonest tick ties used over boxing if you are a fan of western boxing matches.

from WordPress https://ift.tt/2vZFKbN

Transitive Properties – The Transitive and Substitution Properties

The Transitive and Substitution Properties

The Transitive properties are the same as algebra. So if you have come in contact with the below formula of algebra then you are not far from the transitive properties. If a = b and b = c, then a = c. it is the same as transitivity. But what then is substitution? Substitution is, a = b and b < c, then a < c. let’s look into the theorems (algebra express in symbols or formula) in full details.

 

• Transitive Property for three segments or angles

This is typically a three segments or angles of transitive whereby if two segments or angles are congruent to the third segment or angle, then they are congruent to each other. There is also a transitive property for four segments of angles.   Let look at this illustration of the two-segment properties of transitive.

This above figure is a typical illustration of the transitive property of three-segment or angles.

• Transitive Property for Four segments or angles

Assuming two angles are congruent to other congruent angles, thus they are said to be congruent to each other. This is typically how four-segment or angles looks like.

The above illustration is the transitive property for four segments.

 Mathematically,

• Substitution Property

Assuming two segments or angle are congruent and as a result, you had a statement involving one of them, thus, you can pull the reversal one and replace the one with the other.

Tip

We have set out tips or guideline that will help you figure out the Transitive and Substitution properties without mixing them up. Therefore, if you are ready, follow the below guide.

1. Ensure to use the Transitive properties as the reason in a proof when a statement on the same line involves congruent angles.
2. Make use of the substitution property when the statement does not involve a congruence.

Check out for the below proof from a TGFI rectangle!

Statement 1:

Thus, the reason for statement 1 is Given.

Statement 2:

The reason for statement 2: whenever two angles form a right angle, it means that they are complimentary. Therefore, it defines complementary.

Statement 3:

Thus, the statement for statement 3 Given.

Statement 4:

What happened over the statement 4 is shows substitution property. Statement 2 and 3; whereby angle 2 replaces 1.

Take a look at the proof for the final segment of the program.

Statement 1:

Reason for statement 1: Given.

Reason for statement 2: A midpoint divides a segment into two congruent segments.

Reason for statement 3: Given.

Reason for statement 4: Transitive Property (for four segments; statements 2 and 3).

from WordPress https://ift.tt/39w85UI

Gotfreefax – Gotfreefax Review

GotFreeFax Review

GotFreeFax is an intuitive, flexible, need-meeting online fax service solution, that stands as the best both as a free outgoing and pay-per-use online fax services.

This service is a cost-effective faxing solution that comes in handy for small businesses, with all the features located on one page with clear instructions offered for each step.

Why we love it

GotFreeFax offers faxing capability to a large number of international destinations, for a different price each. It also offers the options for prepaid fax service to each international country, but no free option other than between the US and Canada.

Vannet Technology is the parent company of GotFreeFax, based in Canada. It gets their trust verified by Comodo and features greater than 128-bit encryption to ensure the privacy of faxed information.

Sends fax through the online portal. Users can create a cover page by entering a text into a box or upload a document. It also gives room for uploading up to 10 documents per fax, and the support file formats are PDF, DOC, and JPG.

This fax service securely sends all faxes via servers which are managed by certified engineers and secured by Gateway AntiVirus software.

Sends fax over an encrypted connection.

What’s not so Good?

This online fax service does not have an inbound fax service, rather it recommends either RingCentral or Faxage for that service.

Lacks features like document storage, a mobile app as well as support for software integration, no lifetime archiving with search capability of sent an received faxes. It does not allow editing and signing of documents on a mobile platform.

Pricing

GotFreeFax is a free service, which you can use to send two faxes per day, each with a three-page maximum.

But be it as it may, this service’s pay-per-fax service comes with some pricing tiers depending on the page length.

• 98 cents – Up to 10 pages
• $1.98 – Up to 20 pages
• $2.98 – Up to 30 pages

For the business prepaid services, it is priced per page and includes page credits that can be used at any tier and do not expire. No monthly subscription fee and this arrangement are ideal for companies that only have occasional faxing needs, but know they will fax documents in the future.

• $.9.95 – 100-page credits
• $19.95 – 300-page credits
• $49.95 – 1,000 page credits.

Those who prefer this prepaid service also get access to the fax broadcasting feature, which allows for one fax to be sent to multiple recipients.

Customer Support

GotFreeFax has no phone support, but users can send an email to its customer support address, fax can be sent or fill out the contact form on its website or use the FAQs page to get the needed answers.

On the whole, GotFreeFax is an affordable free online fax service, a less expensive method of sending a fax, and a fax cover page devoid of annoying ads that limit its usefulness for business use.

It is a good fax service for low volume use, and even as a backup method to another service and to crown it all, the fax page credits have no expiration.

from WordPress https://ift.tt/2R1q2o2

Best Animated Movies of the Decade – Best Animated Movies Of All Time

 Best Animated Movies of the Decade

    Individuals have been asking and anticipating the best answer to this question. We have compiled some fascinating movies that will benefit our recipients. We have to our arduous efforts created time to bring to our subscribers the best movies to access.

These movies are gotten from around the net which varies from qualities and utility, and from various studios and countries we have tried to communicate meaningfully to the satisfaction of our prospective customers.

Some of our fans will find interest in some of our animated movies which creates an ecstatic atmosphere to their social interest from the already released animated films of 2010-2019.

We assure your full satisfaction in the details below of best the animated movies of all time.

How to Train Your Dragon (2014)

This animated film has for several years being in the interest of many individuals, especially children who cherish animated works. Dean Deblois’s persistence lengthened the storytelling with suspense and emotions which continually advance in the making of the movie. So many devices were used so as to communicate to the spectators on what the movie is depicting. The movie came a long way to make us hunger for more chapters in this story. The Empire Strike Back is a good example of animated dragon films.

Batman: Under the Red Hood (2010)

This is one of the films that aroused much interest in the lives of some of our spectators. Batman: Under the Red Hood came with another different pattern of storytelling by taking the darkest stories in the Caped Crusader’s history ever by also addressing some intricating questions about the hero (Batman). Under the red hood to our best knowledge has one of the most diverse fans in the current animating world.

Frozen (2013)

One of the most interesting movies of the year (2013) called more attention to the very current animating world. It talks explicitly about a princess whose task was to save and secure a magical and mystic kingdom from an everlasting winter which was persisting in the film.

When getting acquainted with the film you will love to continuously listen to one of the songs which put one in a very good atmosphere. This animated work (Frozen) became one of the biggest cultural phenomenons of the bunch because none of us could resist its enchanting. (Kieran Fisher). Frozen came to address various issues that are linked to a monarchy and this effectively communicated meaningfully to individuals on certain and prominent roles to be played by leaders.

Teen Titans! Go To the Movies (2018)

   An animated movie that is very interesting to the likes of prospective spectators, with its ability to deconstruct crusader yarns with its own intelligence gave it an outstanding look and attention. It has an interesting feature that makes the family very curious and keen on the film.

One can as well get to come in acquaintance with the full information about the film.

Wreck-It Ralph (2012)

This movie was released at a time where video games were highly advanced; to our best knowledge we found out that people were keen to know more of this film as events unfold to the best knowledge of people who enjoy this animated film.

However, the film follows a villainous arcade game character who wants to play the hero for a change.

Shaun the Sheep Movie (2015)

 This movie doesn’t comprise of a dialogue. Hence, it is mainly created for children to derive joy from. The visual gags are very hilarious and entertaining. Shaun the Sheep Movie is a very fascinating tale of animals and a depiction of what life is like in an urban environment.

The Night Is Short; Work on Girl (2017)

It’s a romantic comedy that involves college students (a guy and a girl).

However, a weird circumstances; pornography, supernatural beings, alcohol, and food contest also as a prominent factor kept them apart. It’s reminiscent of Ralph Bakshi. This romantic comedy is for everyone and most especially for family views.

from WordPress https://ift.tt/2WWNwhW

Rental Application – Rental Application Form

Rental Application

How far do you go managing your rental property? A rental application is a reliable application put in place to help landlords to screen prospective tenants. How reliable are your tenants? Why should you submit a rental application to the Zillow Group Consumer Housing Trends Report before signing a lease?

The Zillow’s online rental application and tenant screening tool feature tools like the third-party background checks and credit screening. However, it gives you a secure room for finding your tenants for your property.

What is a rental application?

A rental application is a document designed for landlords or property managers to check on prospective tenants who are interested in renting a room, unit or property at large. They are various information that will be demanded from prospective tenants and they as follows.

• Personal information
• Household information
• Residential history
• Employment and income status
• Background information

The laws of a rental application do not discriminate religion, ethnic group, gender, age, status, and many more and one should be ready to comply with all vulnerable requirements.

Need for a rental application

The rental application contains critical information about the renter’s background and history. And as such, you can feel secure that your application will be able to pay rent each month. The rental application forms consist of your background information and as well, your criminal records.

The average number of people entitled to use the rental application form

The rentals application form those not discriminate provided you are capable to maintain the payment rate. As such you are eligible to use the rental application form. But must you use it all the time? As long as you can employ a consistent system to gather and review information about the renter’s background and history, then there is no need to use the rental application form.

The rental application will provide information in an easy-to-review format and that made it stand out. However, Zillow rental manager offers an easy online rental application and screening process.

 But if you are making use of Zillow’s rental application, does each talent need to fill out a rental application?

All prospective tenants over 18 years of age should complete their own rental applications. Therefore, if you are renting your property to multiple people, each of them can list co-applicants on their tenant application form. But if every one of them is up to 18, then they should also complete their own application.

Average rental application fee

Generally, the Zillow Group Consumer Housing Trends Report 2019 says that the average rental application fee according to renters who paid one is $50. The application fee covers the cost of performing a credit and background check. However, fees vary by location. Thus, some states allow landlords to charge a market-based rental application fee while others have a limit on the amount you can charge.

Moreover, assuming you are using Zillow’s rental manager tool, the applicant is expected to pay a $29 rental application fee to use the tool for up to 30 days.

How are rental application fees collected?

Renters are to pay the rental application fees as long as they apply for the renter. In other ways, you can as well pay online with your credit or debit card. But using the paper application, credit or debit card, check or money is accepted.

Connectively, you can use the Zillow rental manager to invite the prospective renters to complete the tenant application form online. Do you wish to send an invite to your prospective tenants? Visit the application tab, click on “send invite” and enter the applicant’s email address.

Details of rental application form

Both on the paper application and online application, the below set of questions is set outright in the form. Therefore, follow the below guide to fill in the details required.

1. Personal information

For proper background checks, you need to identify the renter’s personal information very well. The Common identification factors include:

• Name
• Phone number
• Email address
• Emergency contact details

2. Household information

Over here, tenants disclose information like; the number of people that will leave in the home, if they have a pet, when they will be able to move in.

3. Residential History

Applicants are required to provide a residential history for the past three years, history of owned properties, and other living situations. Some other information is as follows;

• Their current address and any previous addresses in the past three years
• The dates they lived in each residence
• Monthly rent or mortgage payments
• Names and contact information for previous landlords
• Their reason for moving

4. Employment and income

Over here, you will be required to fill in the below to obtain your financial status and carrier.

• Current employer’s name and address
• Applicant’s job title
• Applicant’s monthly gross income
• Additional sources of income
• Length of employment
• Supervisor’s name, phone number, and email address

5. Background Information

It consists of some worth of yes/No questions and they include:

• Have you ever filed for bankruptcy in the past seven years?
• Have you ever been evicted from a rental?
• Do you smoke?

6. Disclosure

Your rental application should also include:

• The amount of the application processing fee (and whether it’s refundable)
• Holding deposit paid by the applicant and the total holding deposit (if applicable)
• Address of the residence being held (if applicable)

7. Signature and completion date

Ensure that your rental application is signed and dated. This is to acknowledge that both parties have read the application and agreed to its terms.

from WordPress https://ift.tt/2Jtp3bO

Clearancejobs – Clearance Jobs Posting – Clearance Jobs Login

ClearanceJobs Job Posting refers to job board site, designed and marketed to attract candidates who are Security Cleared or put in another way those who meet the Security Clearance criteria and are looking for Permanent as well as Contract opportunities across a wide range of industry sectors.

About Clearance Jobs – 

Clearancejobs was founded by Bryan Bassett, Diane Rickert, Lloyd Linn in 1990. Headquartered in Urbandale, IA, Clearance Jobs has as it’s CEO Art Zelle and is situated at 12150 Meredith Drive,

Clearance Jobs  Phone Number

Urbandale, IA 50323 and can be reached through 1(800)947-3561.

Clearance Jobs Job Posting Pricing

On the issue of pricing, ClearanceJobs, offers subscription and pay-per-click job postings even though the prices are not listed on their website. To know the prices, you are to contact the sales team to request a quote.

Clearance Jobs Pros

Clearance Jobs offers different range of payment options.

Cons

There’s no live support.

How to Create Clearancejobs Account

Before you can post jobs on Clearance, you must, first of all, have an account with Clearance.

To create an account where you can manage Clearance Jobs postings, just scroll to clearancejobs.com and tick Employers >Request a Demo option. Once that is done, you can start filling out the demo request form and an account manager will contact you to help you create an account.

Clearance Jobs Login

You can access your account online using the steps below, to do this:

1. visit https://ift.tt/1uYJ0YE
2. Enter look out at the top right corner for the Login button, click on it
3. Next, enter your account Email and password correctly,
4. Click the login button to gain access to your online account.

How to Post a Job on Clearance Jobs

Here are the steps you are required to take if you must successfully post a job on Clearance.

Start by signing into your Clearance Jobs account, then choose “Post a Job” from the employer navigation menu. Once the first two steps are completed, enter all of the various fields which include; job description, clearance type, and others. Complete your job posting exercise by reviewing your posting and clicking on the “Post” option.

Editing Clearance Jobs Job Posting

After posting jobs on Clearance Jobs, if you are not satisfied with your output and wish to edit your content, you can log into your account, open the content you want to edit, and make the necessary changes. After editing the content, ensure you save the changes.

Deleting a Job Post

If you want to remove a job content you earlier posted, simply select it from your list and tap on the “Delete” option.

Clearance Jobs Job Posting Alternatives

Here are other sites you can use for your job postings and achieve as much as the same results apart Clearance Jobs;

• LinkedIn
• U.S.jobs.
• BackgroundReport.com.
• TopUSAJobs.com.
• SentryLink.

ClearanceJobs stands as a well thought out job posting site, that fulfills your business employment requirements for security personnel.

from WordPress https://ift.tt/3dHn4P5

Teladoc stock Teladoc Phone Numbe, App

Teladoc Review

In this Teladoc review, we will be taking you through the world of Teladoc, a convenient and affordable option that enables you to talk to a U.S. board-certified physician either by phone or video.

About Teladoc

Teladoc offers instant access to medical providers with a wide range of compelling offers which includes, 24/7 phone support, collaborating with some insurance provider, etc., to give you the medical attention you desire.

Teladoc started in 2002 back in the U.S and currently has activities in 130 countries including a multinational presence. As stated by the current financial reporting, Teladoc serves over 12,000 clients, including over 40 health plans, over 300 hospitals, and health systems, and approximately 27 million patients who patronize their services.

Teladoc services are covered by major insurance providers in some cases, and Teladoc also has mobile apps for Apple and Android devices.

Is Teladoc worth it?

Here’s why we think Teladoc is worth it

This convenient affordable option, has mental health condition remedies, for patients that feeling anxious, stressed or depressed. Its team is made up of professionals, including both psychiatrists as well as therapists who are available whenever you need them. It also offers mental health support to those still struggling, which makes for additional guidance from mental health specialists.

Teladoc provides care across multiple areas of medicine, ranging from the basic to more complex needs.

There is access to medical opinions from medical experts, which can serve as a virtual second opinion from the expert in the field.

Cases are being reviewed by their experts, and appropriate guidance is provided on the need for surgery, a specific diagnosis, or a path for treatment. According to Teladoc, through the services of their medical experts, 79% of treatments get modified and 39% of surgeries are avoided.

Teladoc stands as a leading platform, where patients can connect with licensed physicians as well as other professionals. Teladoc boasts of having providers who are of the highest quality licensed physicians and nurses who are board-certified in their field of specialty with an over 90% satisfaction rating and are amongst the top 5% of specialists globally.

Cons

• Physicians call from unlisted numbers
• No test is ordered by physicians.
• Opaque pricing
• No background data attached to the account.
• Requires time and effort for the initial setup of the account on the smartphone app.

Pricing

When it comes to pricing, Teladoc offers no specific pricing on the site.

Services offered, may vary depending on the health plan or employer. Teladoc advises users to set up their account in order to see which services are available to them as well as the price to have to pay for it.

Your benefits manager or welcome letter cam give you an insight into the cost.

Support

Support for Teladoc means availability on a 24/7 basis through a toll-free number. Only a contact method is available on Teladoc, thus those wishing to use other mediums, like email, online portal or chatbot are left with no option.

Teladoc can “share your story”, via an online suggestion portal.

Teladoc stock

Company Description

In this Teladoc review, we will be taking you through the world of Teladoc, a convenient and affordable option that enables you to talk to a U.S. board-certified physician either by phone or video.

Valuation

Price to Sales Ratio 10.87

Price to Book Ratio 6.01

Price to Cash Flow Ratio 186.30

Enterprise Value to EBITDA  -351.33

Enterprise Value to Sales 17.85

Efficiency

Total Asset Turnover of 0.36

Liquidity

Current Ratio of 6.52

Quick Ratio 6.52

Cash Ratio of 5.73

Profitability

Gross Margin 59.62

Operating Margin -12.12

Pretax Margin -19.78

Net Margin  -17.87

Return on Assets -6.36

Return on Equity -9.75

Return on Total Capital -4.61

Capital Structure

Total Debt to Total Assets

Teladoc Phone Number – Teladoc  Number

Teladoc.com is not available outside the United States.

Call Teladoc Phone Number 1.800.Teladoc (835-2362) for further assistance. You can still use the online platform to contact the customer service personnel.

from WordPress https://ift.tt/39yiFuu

Hellofax – HelloFax Review – Hellofax Login

Sending a fax is now made easy with HelloFax. Now you do not need to own a fax machine to send an receive faxes online. You no longer need to waste precious time waiting by the fax machine for a fax to arrive or for confirmation that a fax was sent.

With HelloFax, incoming fax goes straight to your inbox and outgoing faxes are sent online, via your computer. It’s that simple now!!!.

Another plus is that the person sending you the fax needs not to do anything differently. This means your customers can still send faxes to the same number the same way they are used to sending. You can also transfer your number to HelloFax and start receiving faxes electronically without downtime or risk of losing any faxes.

HelloFax Features

Itis a clean and paperless fax service that allows you to receive fax as PDF. To send a fax, simply upload the file, key in the fax number and tap ‘Send’ and you are done, just like that!!!

Keep your number. No downtime or faxes lost and your customers don’t get to know the difference.

It is confidential and secure because there is no paper with sensitive information to be left in the open. All transmissions on HelloFax are encrypted with the bank-grade level of security.

It is completely customizable, thus you can set up as many fax lines and users as much as you want and route inbound faxes anyhow you like. Everyone in your organization can send and receive faxes within minutes.

Very accessible, so you can send, retrieve and manage your faxes from the cloud. HelloFax is integrated with Google Drive, Dropbox, Box, OneDrive and Evernote, all for your convenience.

It offers 5-star customer service and transparent pricing.

Limitations

Limited free tier

Enterprise plan needs unlimited faxing.

Hellofax Pricing

This faxing service offers a range of plans to cover for individual and business needs. It offers a free tier, that comes in handy for trying out the basics of the service, which includes a limited 5 fax pages (in total, not per month), note that, it is can only send and not receive documents. It also has international coverage, where faxes can be signed and edited, and secure cloud storage.

The lowest-paid tier is known as “Home Office” is more useful and comes with an affordable price tag of $99.9 monthly, or even less expensive when paid annually at $99.9 for the year. This tier comes with the features of the free plan, but with a higher limit of 300 fax pages per month, as well as a team size of 5 members.

The three higher tiers, which include the exact same features set as that of the lower set paid plan are; The ‘Professional’ plan which costs $19.99 per month and supports a team size of up to 10 members, with 500 faxed pages per month.

The ‘Small Business’, the plan is priced at $39.99 per month, and can support up to 20 team members, and up to 1000 faxed pages per month. Both plans offer a discount to the pricing if paid yearly which totals 2 free months with the annual commitment.

You can also test-run with a free 30-day trial to how well it suits your needs before you commit to it.

The Enterprise plan is for large businesses that require heavier faxing needs. This custom plan is to be configured with features to suit the business, although there is no information on the pricing on the HelloFax site and needs contact for a quote.

With HelloFax, you can now send and receive faxes through the convenience of email with receipt of the fax as simple as a PDF attachment. HelloFax is really a viable solution. It the solution that individual, small and large businesses can leverage on to deal with their everyday faxing needs.

Hellofax Login 

For your Hellofax Login,

• visit www.hellofax.com
• Lookout at the top right corner from the “Sign in” button and click it
• Remember that you can log in using your Gmail account or by using your Dropbox
• IN the box provided on the page, enter your Email address and click “continue”
• Then enter your password and click the login button.

With this, you will be redirected to your online account.

from WordPress https://ift.tt/3dK3eTh

Mining Efficiently in Minecraft

The game Minecraft has made mining stands as a useful method that gives you a fast means (though it is quite challenging) in obtaining strong minerals such as iron, Redstone, and diamonds. There are various methods to which you can mine. However, which method suits you? We will detail four successful methods on how to mine quickly and get the best results.

• Cave Mining
• Branch Mining
• Staircase Mining
• Quarry Mining.

Note! These above methods are not just the only way to produce a better result; you can as well try out your own method.

Cave Mining

Cave seems difficult but fruitful. In as much that is quite challenging, you can as well yield from it. You must find a large cave and it should be a large cave to at least, so as to yield a useful resource at your disposal.

Tips:

They are generally dark and you should figure out how horror that will be. So you get to carry along weapons and light up the cave with touch.

Cave method offers you a chance to get scattered resources without damaging your tools trying to dig through stones. While you mine over a cave, simply lighten the way and skim the walls for minerals that you can use. Often time, ire ore is common. So you have to watch consciously to collect it. But if you can mine deep, you will get a Redstone, gold, and diamond. Be conscious to meet lava because it will end up destroying you and your items, so avoid taking the risk.

Also, note that you can come across ravine and canyons while mining. But ravines are a great place to find iron and coal. It is usually on the surface and this makes it easier to spot. But because there are not deep, own not to dive deep because you will be left out of no valuable material. Ravine per se provides excellent shelter in as much as a mob cannot spawn on the walls. Lighten the ground with torches.

Branch mining

Branch mining is a way to obtain a lot of stone and minerals but requires you have enough weapons necessary to brave a cavern. The below steps is a complete guide to branch mining.

1. Dig your way underground.

While digging your way out, ensure you do not dg straight because you might fall into a pit of lava.

Ores in Minecraft are located only on few blocks which means you have to dig so hard until your character’s y-coordinate is 13 or thereabout.

2. Dig a tunnel.

While making your tunnel, the smallest should that your character can fit into one block wide and two blocks tall. Now lighten up the area with torches in order not to attract unwanted guests.

3. Construct more tunnels that branch off from the first one.

With additional tunnels that split off from the main route so that you can fetch enough ores over a large area.  Ensure you place the tunnels two blocks apart in order to survey a large surface area and not miss anything.

Pinwheel branch mining

Pinwheel branch is another form of branch mining. The guide is as follows;

1. Make a small 4 x 4 area.

Make then space a staircase to get t the top having your chest, bed, and furnace alongside with yours.

2. Dig a 2 x 2 tunnel in all four directions.
3. Create tunnels in the “corridors” you created in Step 2.

For maximum efficiency of spacing, then you should make them six spaces apart.

Staircase mining

For the staircase method, you need to dig deeper and quickly in search of caves, find a suitable spot for a branch mine, and build an attractive staircase.

Ensure you descend only one block at a time, or else you won’t get back up.

Descending a staircase in a mine

Step 1: you need to craft stair blocks to make the staircase’s ascension less taxing. It can be wooden stairs, cobblestone stairs, etc. in addition while your stairs are less taxing; your character becomes less hungry because it does not need to jump too many stairs. Also, you can as well raise the ceiling of your staircase to ensure faster descent and less cramped.

The reason why most players build staircase mine to level 5 or 12 is that most diamond-rich levels. So when they get to that level. They would build a branch.

Quarry Mining

Quarry mining is the simplest type of mining; so, therefore, making one will yield lots of cobblestones. If you don’t want to miss any materials then you have to dig rectangle out of the ground and then another one under it. Not until you have a sizeable hole, you won’t get every possible resource. Construct a staircase or ladder to exit and re-enter the quarry.

from WordPress https://ift.tt/2xtW8Su

How to search for a specific seller on eBay

Do you know how to search for a specific seller on eBay? eBay is an American multinational e-commerce corporation that offers consumer-to-consumer sales and also business-to-business sales through their website. So what concerns you with a specific seller on eBay? Of course, one can as well sell on eBay provided you have your eBay account.

eBay is an advanced platform where you find lots of seller’s items. But the key factor is how to search for a specific seller on eBay.

 How can I find the sellers link

In eBay’s advanced search widget, locate the By Seller link from the links on the left. Once you point to it, the By Seller pages will show you a list of all items of a specific seller and with this; you can link and keep in contact with your customers. Furthermore, the By Seller search is a device or medium through which you eBay users use to access the status of sellers.

How to see all items of a single seller

To find all items of a single seller, move to the advance search; select the By Seller option at the left side of the table. Then you can proceed with these below steps:

• Step 1: in the column of By Seller search, enter the eBay user ID of the person you want to view more about.
• Do you want to see items that this seller has sold in the past? Then select the Show Complete Listing box.

N/B: you have the access to choose whether to see all fixed-price listings as well as auctions, which have been concluded in the last 7days or the last 15 days. You can only see this because eBay keeps past item results active for only 30 days. So your scoop of throw-back to previous activities above 30 days will no longer be seen.

• For the “Sort By” option, select how you want the result of your search to appear on the screen from the drop-down box.
• Select the number of results that you want to see per page. However, if the person you are up to is having about 200 listings running for instance, then you would have to limit the number of result to a minimum of 50 listings which will appear on four separate pages.
• Then click on the search button on the form.

You can as well find items from multiple sellers using keywords!

So if you are in search of a specific item from a group of sellers, you will have to search your information beneath the advanced search item page. Favorably, this kind of search is better if you have engaged in shopping on eBay before now.

You must have been convinced that such a product exists on eBay. So you must known sellers you love doing business with so that you can alternatively exclude them off from the sellers you prefer.

So this method limits the search of item to just the sellers you want, then having result from thousands of sellers.

Pro Tip!

If you have a seller who you love to continue doing business with, you can add the seller’s link to your “My eBay: Sellers you Follow area. To do that, click on “Follow This Seller” link on the item page. So the seller will now appear on the Sellers You Follow Area. You see! Searching for sales will no longer be difficult because, with just one click on the mouse, you will open the item page of the seller.

from WordPress https://ift.tt/2xzTrP2

How to Set Up Autofill in Google Chrome

You can put a stop to typing your personal information over and over again without help from Chrome. It will be amazing now that you figured out that you can reduce the stress of typing in your contact information over again. The next step is how can I set it up?

Autofill makes browser interesting and has been a wonderful experience that shows up while making use of your chrome browser to research for keywords. It seems to be a minor feature you would ever think of till you get to know the importance. Autofill helps you to store data such as your name, address, telephone number, and so on, in your browser. Some cases that will require some of this information will prompt which Autofill will help you to fill it in as fast as possible.

Note!

The fact that this feature is quite useful does not clear it from being risky. Yes! Google Chrome will help you store not only your contact; as well as your credit card numbers, including the card’s expiration date and the CW code. But is that the best option for you?

But be careful of where you store your details because if it were to be in a business work computer, mind you there are several hands working with the system which means that your data can be accessed.

Over to the steps to how to set up Autofill in Google Chrome

• Open the chrome browser and click on the chrome at the upper-right of the browser.
• Select settings. The settings page will appear like this
• Now navigate to the bottom and click on show advanced settings.
• Navigate further until you get to passwords and forms.
• Now click on Manage Autofill settings tab.
• To add your contact, click on the Add New Street Address button. A dialogue box will appear in figure 1.
• Fill in the details you want to store. You decide what you want to store; that is, they are all optional. Now it is in your hands to decide what information you want available for Autofill.
• Click OK!

N/B: you can as well store any number with different addresses.

from WordPress https://ift.tt/3atGm8y

Properties of Rhombuses, Rectangles, and Squares

Properties of Rhombuses, Rectangles, and Squares

Rhombus, rectangle, and square are all special parallelograms. They are also called special because they are special cases of the parallelogram.

In terms of hierarchy you get to see the below:

Parallelogram – Rectangle – square or Parallelogram – rhombus – square. The same thing runs in the below example.

Mammal – dog – Dalmatian, What this means is that dog is a special type of a mammal, and Dalmatian is a special type of dog.

Below are some properties of the rhombus, rectangle, and square. However, you may get to figure out that rhombuses, rectangle, and square bear the same properties with parallelogram because they are all quadrant of a parallelogram.

Properties of a rhombus are as follows:

Among all the properties, the most important aspect is just what we will take into consideration to see if they posse the same properties. They include the parallel sides, opposite angles, and the consecutive angles.

All the properties of parallelograms are applied. (The parallel sides, opposite angles that are in agreement, and the consecutive angles are supplementary).

• In a rhombus, all sides are congruent by definition.
• The angles are bisected by the diagonals
• The diagonals are perpendicular bisectors of each other.

Properties of the rectangle are as follows:

• Rectangles apply all the properties of parallelogram noting the parallel side opposite sides of the congruent and the diagonals bisect against each other
• All the angles are right angles by definition.
• Thus, the diagonals are in agreement with each other (congruent).

Properties of the square are as follows:

• They apply all the properties of a rhombus. (The parallel sides, the diagonals which are perpendicular bisectors of each other, and diagonals which bisects the angles).
• All the properties of a rectangle apply (the only one that matters here is diagonals are congruent).
• All sides are congruent by definition.
• All angles are right angles by definition.

Now let’s try to work out all that has been said with the below example. Find the measures of angle 1 and angle 2.

Solution: the total sum of the angles is MNPQ. But angle Q = 90°. Therefore, because there are angle 180 in a triangle, i.e

90° + (3x) ° + (2x+ 20) ° = 180°

                    3x + 2x + 20 = 90

                                    5x = 70

                                      X = 14

Now put in 14 for X

Therefore,

Find the perimeter of rhombus RHOM

Solution:

Remember that the sides of a rhombus are in agreement. So HO equals X + 2. You will notice that the diagonals are perpendicular, while HBO is a right triangle. With your Pythagorean formulae, you can finish up.

It says;

a^2 + b^2 = c^2

(HB)^2 + (BO) ^2 = (HO) ^2

So you have something like

Bring together the like terms and set equal to zero:

Factor:

(x – 3)(x + 1) = 0

Use Zero Product Property:

x – 3 = 0 or x + 1 = 0

x = 3 or x = –1

You can reject x = –1 because that would result in triangle HBO having legs with lengths of –1 and 0.

from WordPress https://ift.tt/2QS807m

Types of Wood for Woodworking – Types Of Wood In Furniture

Types of Wood for Woodworking

Wooding wood – the act of making furniture designs with cuts of wood from the trunk of trees. Not just all kinds of wood, but solid wood makes up most of the wood in a piece of furniture. Now the beauty of your woodwork design lies in the type of wood you choose.

You don’t just consider beauty alone but its strength when cutting into a piece. However, there are various varieties of wood, having different properties.

Types of some softwood

We choose softwood not just because there are weaker than hardwoods. The essence of this is that they grow faster than hardwood and as such is less expensive. How do I know they grow fast? They are sort of woods gotten from coniferous trees such as cedar, fir, and pine which tend to be at times yellow or reddish.

To some extent, there are relatively easy to find sustainably grown softwoods because these woods are grown on tree farms to ensure an endless supply of wood and as such, do not cut across deforestation of wood for your project.

Over to list of common softwood varieties and their equivalent properties;

Cadar

Among all these varieties of softwood, cedar is the most common type. The common type of this variety is the western red variety. It is known as the western red cedar which simplifies that is reddish in color. In addition, this wood is relatively soft. For instance, a 1 on a scale of 1 to 4 has a straight grain and to some extent has an aromatic smell.

This wood preferably can be used for outdoor projects such as furniture, decks, and other exterior building parts because its capacity to withstand the environment without rotting. Western red cedar can be found in most home centers because it is moderately priced.

Fir

Also known as Douglas Fir.

Descriptive feature: it has a straight and pronounced grain and a reddish-brown tint to it. Often time, it is used for building. Thus, it is relatively cheap and can be used for some sort of furniture-making as well. Unlike cedar, it does not have a grain pattern and can hardly be stained that much.

So it is quite preferable whenever you intend to paint the finished product. Douglas Fir wood rates 4 on a scale of 1to 4 which shows that it is moderately strong and hard for softwood and as common in the local home center.

Pine

Pinewood comes in different varieties such as sugar, Ponderosa, white, and yellow. Funny enough, all of them make great furniture. Often times this wood is in use somewhere around the southwest United States. Pine us much easier to work with. Having enough varieties, they are relatively soft and can be carved on.

Descriptive feature: pine often takes stain very well especially when you have sealed the wood first. And you need to be very careful when it is ponderosa Pine because it tends to ooze sap.  You can find these in-home centers but of a lesser grade than what you can find at a decent lumberyard.

Redwood

Thus this wood is used for the outdoor project just like the cedarwood.

Descriptive feature: it is relatively resistant to moisture. Redwood or California wood is fairly soft and has a straight grain. It is reddish in color and quite easy to work on. You can as well find redwood at your local home center and is moderately priced.

Types of some hardwoods

Most woodworkers love to work with hardwoods. The variety of colors, textures, and grain patterns makes for some beautiful and interesting-looking furniture. The downside to hardwoods is their price. Some of the more exotic species can be too expensive to use for anything more than an accent.

     Note: hardwoods are becoming difficult and time-consuming to find because they are being harvested regardless of their eventual extinction. Not just that it is hard, it moves deep as well to the pricing. But if you can afford to buy from a sustainable forest then you need to check out for National Hardwood Lumber Association in other to maintain sustainable forestry.

List of common hardwoods are as follows:

Cherry

Cherry is a very popular and very good woos. Cherry’s heartwood is a reddish-brown tint to it while the sapwood is usually white. Cherry has a hardness of 2 on a scale of 1 to 5.

This wood is an all-round wood that can be used for furniture making but is sustainably grown in a lumberyard. This means that you cannot see this around the home center and will require taking a trip to a lumberyard. Cherry is much expensive compared to other domestic hardwoods.

Mahogany

Mahogany is one of the most popular woods also known as Honduran mahogany. it is one of the best Types Of Wood In Furniture.

Descriptive feature: it has a reddish-brown to deep red tint, a straight grain, fairly textural and a hardness of around 2 on a scale of 1 to 5. It also takes stains very well.

As it is a hardwood, it cannot be found in home centers but in an only decent lumberyard. a

 Oak

Oak- the most used woods for furniture. There are basically two varieties; the red and white oak. The oak is strong having a hardness of about 4 on a scale of 1 to 5 and as well easy to work on. Its attractive properties make it suitable for furniture making. The white oak is used for outdoor furniture because is relatively resistant to moisture.

When you think of wood that can be found quarter-sawn, then you should g for oak wood. It is has a more stable cutting option. However, the white oak is less expensive t compare to other hardwood.  Red oak can be found at most home centers, but if you want white oak, it will demand you make a trip to the lumberyard.

Poplar

Poplar is among the less expensive hardwoods. It is slightly soft having about 1 in hardness on a scale of 1 to 5 which makes it easier to work on.

Poplar has a variety of white with some green or brown streaks in the heartwood. It is rarely used in making furniture because it is less attractive but even in use, it must be painted. It can be found in larger home centers, but a lumberyard will have a better selection.

 

from WordPress https://ift.tt/2UKqS9s

5 Insurance Policies Everyone Should Have – Life Insurance Policies Quotes, Car

You may be wondering what insurance policies you should make your top priorities when you are set to make an insurance decision. To help the confusion going on in your mind and knowing that protecting your most important assets is an important step in building a solid personal financial plan and that finding a good one will go a long way in helping you achieve it, we have outlined five must-have policies you should have.

Before you shop for insurance policies

Before you go shopping for insurance policies that come in a variety of shapes and sizes and boast of various features, benefits, and prices, make sure you read through the fine prints. This is to ensure you buy a policy that is adequate for your needs.

5 Insurance Policies Everyone Should Have & Why You Need Them

Life Insurance

Life Insurance is one insurance that a breadwinner who has people who are financially dependent on him/her should have. What we mean is that if your parents, spouse, children or other loved ones are probably going to face financial hardship in the event of your demise, life insurance should be a top priority on your to-do list.

What you should do is, analyze how much you earn each year (and the number of years you plan to remain employed), factor in your burial cost too so as to purchase a policy to replace that income in the event of your demise.

Homeowners Insurance

The right homeowner’s insurance can make replacing your home an inexpensive proposition. Take your time, and shop for a policy that covers the replacement of the structure as well as the contents, in addition to the cost of living somewhere else while your home is undergoing repairs.

Get an accurate estimate, by finding out how much local builders charge per square foot and multiply that number by the amount of space you will need to replace. Factor in also the cost of upgrades and special features and ensure the policy covers the cost of any liability for injuries that might occur on your property.

Health Insurance

Health is wealth, and with the overwhelming cost of medical care currently, it is enough to make health insurance a priority. Even though the cost of health insurance can be a financial burden for just about everyone, health issues are known to pop up uninvited, which necessitates your adequate preparation for one. For whatever cost you rack up after paying for health insurance, it is best to have one than not to have at all.

Long-Term Disability Insurance

While we pray to stay safe and live a long and healthy life, there’s no ruling out emergencies. Thus it has become imperative that you choose a disability policy, which offers enough coverage to enable you enjoy your current lifestyle even if you can no longer continue working.

Automobile Insurance

Even though the law in some states mandates some level of automobile insurance, and in some it is not mandatory, it is still important that you have automobile insurance coverage. Automobile insurance can help you in an event where you are involved in an accident and someone gets injured or their property is damaged.

When this happens, you may be subject to a lawsuit that could cost you everything you have worked for. Having automobile insurance can save you a huge amount of money and protect what you have worked for.

There, you have the 5 must-have policies everyone should think of having in order to ensure living a freer and better life, knowing that you are protected in case of any eventualities.

from WordPress https://ift.tt/2JhJXdY